Executive Members

Mr. Arfan Ali pioneered Agent Banking in Bangladesh and served 23 years at Bank Asia, rising to President & Managing Director. At Zaytoon, Mr. Ali is building the nation's first Payment Aggregator to ensure financial services reach every rural unreached citizen. His leadership is built on sustainability and absolute execution.

With 33 years in government service including his role as Additional Secretary at the Ministry of Finance, Mr. Hossain served as Founding Managing Director of Palli Sanchay Bank and led the country's largest poverty alleviation initiative. His expertise in financial inclusion and rural development now drives Zaytoon's mission to combine technology with human capital solutions.

Mr. Israq comes from a rich family legacy in textile manufacturing, and his passion for technology led him to build a successful web agency. He thrives on combining traditional manufacturing practices with modern digital solutions to create unique value for clients.

Mr. Israr holds dual Master's degrees from Australia and serves as Director of Israq Spinning Mills, one of Bangladesh's leading yarn manufacturers with over 5,000 employees. His international experience at Woolworths and 8+ years in business strategy have shaped his focus on consistency and unlocking market advantages for partners.

Mr. Sumon's 26-year banking career includes 13 years as Branch Manager at Bank Asia, along with leadership roles at Pubali Bank and Premier Bank. With his MBA and MBM, he now leads Zaytoon's operations to bring this legacy of banking excellence to every village in Bangladesh, ensuring financial services are accessible to all.

Mr. Manirul Islam is a technology leader with 15+ years of experience in software engineering, fintech, digital banking, payments, and enterprise platforms.He specializes in DDD, solution architecture, microservices, cloud-native and event-driven systems, with strong experience in technology strategy, engineering leadership, and team building.As CTO of Zaytoon Business Solutions, he leads technology strategy, architecture, engineering, product development, and digital banking initiatives, focusing on building scalable, secure, and innovative financial technology solutions.

Satyajit Sen is a Retail Banking professional with over 12+ years of experience in financial operations and retail banking products. He brings deep domain expertise across retail lending (including home loans and unsecured personal loans) alongside end-to-end payment operations, POS and QR merchant solutions, transaction monitoring, settlement, reconciliation, and financial reporting. Satyajit plays a pivotal role in optimizing operational accuracy, managing key accounts, and spearheading the nationwide onboarding of Village Digital Booth (VDB) networks.